One of the biggest reasons that people eventually decide to move forward with a bankruptcy process has very little to do with getting the “clean slate” that they’ve been after. Sure, getting a fresh start is an ideal scenario, but many people looking to successfully navigate the bankruptcy proceedings are just looking to get collectors, lenders, and other financial agencies off of their back as far as communication is concerned.
We all understand that the modern economy is certainly not where it should be – where most of us would like it to be. Modern life also dictates that most of us will struggle meeting our financial obligations on a regular basis, especially if life throws us a curve ball as far as our employment or investments are concerned.
The last thing that we all need to deal with is having a collection agency pile stress, anxiety, and pressure on top of an already amazingly stressful and frustrating situation – further compounding things to the point where we can barely think straight.
However, when you team up with a professional bankruptcy attorney you’ll be able to put an immediate stop to those kinds of harassing communications that have been giving you so much trouble.
Taking advantage of the FDCPA as far as collection defense is considered
As soon as you file for bankruptcy you are immediately protected from collectors harassing you at every hour. This is one of the effects of filing for bankruptcy that will benefit you as soon as you begin.
Thanks to the Fair Debt Collections Practices Act (originally enacted in the 1970s, but strengthened in the 90s and 2000s), you’ll be able to enjoy a number of very specific rights and protections from these overzealous, overeager, and very often abusive agencies.
The moment that your bankruptcy attorney begins filing the necessary paper work or negotiating with your creditors for a alternative to bankruptcy is the moment that each and every single one of those collection agencies, lenders, or financial organizations needs to cease their communications.
If they continue to contact you, they will be in full breach of the FDCPA, and will have to deal with the very real federal ramifications that come from these breaches. Your personal attorney will be able to use this to your advantage throughout the bankruptcy process, possibly even eliminating or voiding the debt that they were going to pass to you because of the illegal actions they took.
You need to work with the best of the best
At the same time, the only way that you’re going to be able to enjoy full and complete protection from these very frequently bloodthirsty collection agencies is with the assistance of a professional bankruptcy attorney.
To move forward Blutter & Blutter, just contact their legal offices at your earliest possible convenience – setting up and establishing an appointment for a free consultation. You’ll be able to get a fantastic idea as to the specific bankruptcy services that they provide, as well as a number of effective tactics, strategies, and information that you can use during your bankruptcy proceedings.